Free fact finder · Australia
Medical practitioners' insurance fact finder
Built from Vero's medical malpractice form, Pacific Indemnity's healthcare medical malpractice form and CFC's medical liability form. Each question is asked once in plain English. Send it to your client and their answers fill each insurer's form.
- No login needed
- Fillable PDF with your logo
- 120 questions
- Written for AU rules
What it asks
The questions underwriters ask, in plain English.
Each one comes with a line saying why it's asked, so your client answers fully the first time.
- 1List the services you provide and roughly what share of the work each makes up.Surgery, obstetrics and cosmetic work are rated far higher than consulting.
- 2Does the practice treat patients outside Australia, or patients based overseas?Most malpractice policies cover treatment in one country only unless agreed.
- 3Has the practice stopped providing any services it used to provide?Claims can arrive years after treatment, so insurers ask about past services too.
- 4Do you need cover for the practice's liability for the work of the clinicians it employs?The practice can be sued for its employees' treatment even when they hold their own cover.
- 5Do the contractors who treat clients for the practice hold their own professional indemnity insurance?If they don't, a claim about their work may land on the practice's policy.
- 6Do you know of any treatment, complaint, mistake or allegation that could lead to a claim?Anything known before cover starts is excluded unless declared now.
The practice
Entity, people, professional bodies and turnover by state.
Medical services
The type of practice, the share of patients by specialty, beds, prescribing, telehealth and work overseas.
Doctors and clinical staff
Doctors, nurses and contractors, the cover each holds and the checks done before they start.
Visitors and cyber
Public safety at the practice, money controls and how patient records are protected.
Claims and cover
Past claims and complaints, the retroactive date, current insurer and the limits needed.
How it works
- 1
Open it and try it
Answer it on the page as your client would. Follow-up questions appear as you go. Nothing is saved.
No login
- 2
Send it, or download the PDF
Send your client a link to answer by form or chat, with reminders sent for you. Or download a fillable PDF with your logo.
PDF free, no email
- 3
Fill the insurers' forms
When your client answers, one click starts each insurer's form with their answers in, and drafts a needs summary for you to finish.
Free 14-day trial
Minimum cover
Cover registered doctors must hold
Every doctor registered with the Medical Board of Australia must hold professional indemnity insurance arrangements that meet the Board's registration standard. A practice's own malpractice cover sits alongside each doctor's.
- Medical Board of Australia
- Registered medical practitioners must meet the Board's professional indemnity insurance arrangements standard. Medical indemnity insurers must meet the minimum product standards that apply to all medical indemnity insurers.
- AHPRA
- Practitioners declare at registration and each renewal that they will not practise without appropriate professional indemnity arrangements.
A summary, not advice. The standard sets no dollar figure. Hospitals where doctors have rights to practise may set their own limits.
Free tool or a free trial
The fact finder is free. A trial does the forms.
Free, no login
Everything you need to use it.
- The whole fact finder, answered as your client would
- How much of each insurer's form it fills
- Fillable PDF with your firm's logo
With a 14-day free trial
Your client answers once. No card needed.
- Send it as a link: answered by form or chat, with reminders
- Upload a PDF your client filled in and the answers are read in
- Start each insurer's form with your client's answers in
- A first draft of the client's needs summary
- Next year, your client only confirms what changed
Before you ask
Questions about the medical practitioners fact finder.
- Is the medical practitioners' fact finder really free?
- Yes. Answer it on the page as your client would, then download it as a fillable PDF with your logo, with no login and no email. Sending it to a client as a link comes with a free 14-day trial.
- Which insurers' forms does it fill?
- Medical malpractice forms from Vero, Pacific Indemnity (healthcare medical malpractice) and CFC (medical liability). It also fills the general liability, cyber and management liability forms, from insurers including CFC, Chubb, DUAL and Pen. The page shows how much of each one it fills.
- Is there a minimum limit for doctors?
- The Medical Board of Australia requires every registered doctor to meet its professional indemnity standard, but the standard sets no dollar figure. Hospitals where doctors have rights to practise may set their own limits.
- Does it replace each doctor's own medical indemnity?
- No. It is for the practice's own malpractice cover, which sits alongside each doctor's. It asks whether the doctors who work there hold their own cover.
Ask once. Fill every form.
Open the fact finder, try it as your client and download the fillable PDF. No login needed.
Open the fact finder