Free fact finder · Australia
Recruitment agencies' insurance fact finder
Every question the recruitment and labour hire professional indemnity forms ask, asked once in plain English. Send it to your client and their answers fill each insurer's form.
- No login needed
- Fillable PDF with your logo
- 96 questions
- Written for AU rules
What it asks
The questions underwriters ask, in plain English.
Each one comes with a line saying why it's asked, so your client answers fully the first time.
- 1Which services does the agency provide? Tick all that apply.Placing someone permanently and supplying a worker on hire carry very different risks, so insurers ask for each.
- 2Do you always speak to at least two referees for each candidate, and ask each about the candidate's honesty?Most claims against recruiters say a candidate was not properly checked.
- 3Are you responsible for supervising, directing or controlling any of the workers you place?If you direct the work, you can be liable for how it is done, not just for who you chose.
- 4Do you check a client's workplace health and safety before placing workers there?As a labour hire provider you share health and safety duties with the host business.
- 5Do you make sure those arrangements meet the Fair Work Ombudsman's guidance on sham contracting?Treating an employee as a contractor brings back pay, super and penalty claims.
- 6What kinds of people do you place, or which sectors do they work in? Tick all that apply.A worker placed in healthcare, finance or safety-critical work can cause larger losses than one placed in an office.
- 7Is anyone in the agency aware of a mistake, complaint or situation that could lead to a claim?Anything known before cover starts is excluded unless declared now.
The agency
Entity, people, RCSA membership, labour hire licences and the split of fees by state.
Services and income
Income from permanent placement, labour hire, contractors, HR consulting and training, with wages paid out.
Who you place, and where
Sectors placed into, overseas placements and candidates, and who supervises placed workers.
Checking candidates
Reference and background checks, screening, on-hire agreements and host workplace safety checks.
Claims, insurance and needs
Past claims and circumstances, current cover, the limit wanted and why, budget and concerns.
How it works
- 1
Open it and try it
Answer it on the page as your client would. Follow-up questions appear as you go. Nothing is saved.
No login
- 2
Send it, or download the PDF
Send your client a link to answer by form or chat, with reminders sent for you. Or download a fillable PDF with your logo.
PDF free, no email
- 3
Fill the insurers' forms
When your client answers, one click starts each insurer's form with their answers in, and drafts a needs summary for you to finish.
Free 14-day trial
Minimum cover
What sets the limit
We know of no regulator that sets a minimum professional indemnity limit for recruitment agencies in Australia. Check any licence or membership the business holds.
- Client contracts and tenders
- The limit is usually set by client contracts, government panels and tenders.
A summary, not advice. Check each client contract for the limit it asks for before choosing one.
Free tool or a free trial
The fact finder is free. A trial does the forms.
Free, no login
Everything you need to use it.
- The whole fact finder, answered as your client would
- How much of each insurer's form it fills
- Fillable PDF with your firm's logo
With a 14-day free trial
Your client answers once. No card needed.
- Send it as a link: answered by form or chat, with reminders
- Upload a PDF your client filled in and the answers are read in
- Start each insurer's form with your client's answers in
- A first draft of the client's needs summary
- Next year, your client only confirms what changed
Before you ask
Questions about the recruitment agencies fact finder.
- Is the recruitment agencies' fact finder really free?
- Yes. Answer it on the page as your client would, and download it as a fillable PDF with your logo, with no login and no email. Sending it to a client as a link comes with a free 14-day trial.
- How does it fill the insurers' forms?
- Each question is linked to the same question on the recruitment agencies' forms in the Coverbound Form Library. Starting an insurer's form puts your client's answers in, and they confirm them instead of typing them again. The rest of each form, mostly tables of names, contracts and past claims, they answer there.
- Which insurers' forms does it fill?
- Recruitment, staffing and consulting professional indemnity forms from AIG, Chubb, DUAL, Pacific Indemnity and QBE. The page shows how much of each one it fills.
- Can my client fill in the PDF instead of answering online?
- Yes. It's a real fillable PDF they can type into in any PDF reader. When they send it back, upload it to your account and the answers are read straight in.
- Does it work out the cover my client needs?
- No. It collects what your client tells you and drafts a needs summary in their own words for you to finish. The advice is yours.
Ask once. Fill every form.
Open the fact finder, try it as your client and download the fillable PDF. No login needed.
Open the fact finder