Free fact finder · Australia
Design and construct insurance fact finder
Every question the design-and-construct professional indemnity forms ask, asked once in plain English. Send it to your client and their answers fill each insurer's form.
- No login needed
- Fillable PDF with your logo
- 123 questions
- Written for AU rules
What it asks
The questions underwriters ask, in plain English.
Each one comes with a line saying why it's asked, so your client answers fully the first time.
- 1In the last financial year, how much of your turnover came from contracts where you designed and built, with the design done by your own staff?Insurers price design you do yourselves differently from design you subcontract.
- 2Do you subcontract any of the design work on your contracts?You stay responsible to your client for design you subcontract.
- 3Which kinds of project do you work on? Tick all that apply.Insurers price by what is being built: a mistake on a tunnel or a tower costs far more than one on a house.
- 4Do your contracts always exclude liability for consequential or indirect loss, such as a client's lost profits?Lost profits and delay costs can far exceed the cost of fixing a design error.
- 5Are all your current projects on time, on budget and free of disputes?Delayed and disputed projects are where most design-and-construct claims start.
- 6Is anyone in the business aware of a mistake, complaint or situation that could lead to a claim?Anything known before cover starts is excluded unless declared now.
The business
Entity, people, professional and trade bodies and turnover by state for stamp duty.
How you are engaged
Turnover from design and construct, outsourced design, design only, management and build only.
Disciplines and projects
The design disciplines on your contracts and the kinds of project, with the share of turnover from each.
Design controls and contracts
Subcontracted design, back-to-back terms, liability caps, novation and proportionate liability.
Claims and insurance
Past claims, known circumstances, current cover and the retroactive date that must carry over.
How it works
- 1
Open it and try it
Answer it on the page as your client would. Follow-up questions appear as you go. Nothing is saved.
No login
- 2
Send it, or download the PDF
Send your client a link to answer by form or chat, with reminders sent for you. Or download a fillable PDF with your logo.
PDF free, no email
- 3
Fill the insurers' forms
When your client answers, one click starts each insurer's form with their answers in, and drafts a needs summary for you to finish.
Free 14-day trial
Minimum cover
What sets the limit
We know of no regulator that sets a minimum professional indemnity limit for design and construct in Australia. Check any licence or membership the business holds.
- Your clients and their contracts
- No regulator sets a minimum professional indemnity limit for design-and-construct contractors. The limit usually comes from client contracts, tenders, government panels and framework agreements, so check what each one asks for.
A summary, not advice. Check your client's contracts before setting a limit.
Free tool or a free trial
The fact finder is free. A trial does the forms.
Free, no login
Everything you need to use it.
- The whole fact finder, answered as your client would
- How much of each insurer's form it fills
- Fillable PDF with your firm's logo
With a 14-day free trial
Your client answers once. No card needed.
- Send it as a link: answered by form or chat, with reminders
- Upload a PDF your client filled in and the answers are read in
- Start each insurer's form with your client's answers in
- A first draft of the client's needs summary
- Next year, your client only confirms what changed
Before you ask
Questions about the design and construct fact finder.
- Is the design and construct fact finder really free?
- Yes. Answer it on the page as your client would, and download it as a fillable PDF with your logo, with no login and no email. Sending it to a client as a link comes with a free 14-day trial.
- How does it fill the insurers' forms?
- Each question is linked to the same question on the design-and-construct forms in the Coverbound Form Library. Starting an insurer's form puts your client's answers in, and they confirm them instead of typing them again. The rest of each form, mostly tables of projects, principals and past claims, they answer there.
- Which insurers' forms does it fill?
- Design and construct and construction professional indemnity proposal forms from Allied World, Arch, CFC, Chubb, DUAL, Pacific Indemnity and Swiss Re. The page shows how much of each one it fills.
- Can my client fill in the PDF instead of answering online?
- Yes. It's a real fillable PDF they can type into in any PDF reader. When they send it back, upload it to your account and the answers are read straight in.
Ask once. Fill every form.
Open the fact finder, try it as your client and download the fillable PDF. No login needed.
Open the fact finder