Free fact finder · Australia
Childcare insurance fact finder
Built from Ansvar's child care package and the general business forms. Each question is asked once in plain English. Send it to your client and their answers fill each insurer's form.
- No login needed
- Fillable PDF with your logo
- 100 questions
- Written for AU rules
What it asks
The questions underwriters ask, in plain English.
Each one comes with a line saying why it's asked, so your client answers fully the first time.
- 1What kind of care does the service provide? Tick all that apply.Family day care and outside school hours care carry different risks from a centre.
- 2Does the service need a licence, registration or accreditation to operate?Insurers check that a care service is approved to do the work it is insured for.
- 3How many children are enrolled now?Enrolments are how childcare insurers measure size.
- 4What medical examinations, treatments or medication do the service's staff give?Giving medication is what malpractice cover is for, so describe what staff actually do.
- 5Would you like cover for abuse claims?Most liability policies exclude abuse unless it is added, often with its own limit.
- 6Will the service run any event at a venue it does not occupy where more than 500 people are expected, such as a carols night?Large public events are excluded from many care liability policies unless declared.
The service
Entity, people, wage bill and turnover by state.
Care and enrolments
Long day care, family day care, outside school hours and vacation care, enrolments and the approval it holds.
Events, volunteers and abuse
Fetes and fundraisers, volunteer screening and whether abuse cover is wanted.
Premises and property
The building, what to insure and the safety of visitors.
Claims and cover
Past claims, money controls, cyber security, current insurer and the limits needed.
How it works
- 1
Open it and try it
Answer it on the page as your client would. Follow-up questions appear as you go. Nothing is saved.
No login
- 2
Send it, or download the PDF
Send your client a link to answer by form or chat, with reminders sent for you. Or download a fillable PDF with your logo.
PDF free, no email
- 3
Fill the insurers' forms
When your client answers, one click starts each insurer's form with their answers in, and drafts a needs summary for you to finish.
Free 14-day trial
Minimum cover
Compulsory cover for childcare services
A condition of every service approval under the Education and Care Services National Law is public liability cover.
- ACECQA, Guide to the National Quality Framework
- Regulation 29 requires the approved provider to hold public liability insurance of at least $10 million for each service, unless a state or territory government provides it. A policy that pays less than $10 million for a category that matters to children's safety, such as abuse, does not meet the rule.
- Family day care
- Regulation 30 requires each family day care educator to hold their own public liability insurance of at least $10 million.
A summary, not advice. Evidence of the insurance must be kept at the service, or at the principal office for family day care.
Free tool or a free trial
The fact finder is free. A trial does the forms.
Free, no login
Everything you need to use it.
- The whole fact finder, answered as your client would
- How much of each insurer's form it fills
- Fillable PDF with your firm's logo
With a 14-day free trial
Your client answers once. No card needed.
- Send it as a link: answered by form or chat, with reminders
- Upload a PDF your client filled in and the answers are read in
- Start each insurer's form with your client's answers in
- A first draft of the client's needs summary
- Next year, your client only confirms what changed
Before you ask
Questions about the childcare fact finder.
- Is the childcare fact finder really free?
- Yes. Answer it on the page as your client would, then download it as a fillable PDF with your logo, with no login and no email. Sending it to a client as a link comes with a free 14-day trial.
- Which insurers' forms does it fill?
- Ansvar's child care package. It also fills the general public liability, property, cyber and management liability forms, from insurers including CFC, Chubb, DUAL and Pen. The page shows how much of each one it fills.
- Is there a minimum limit for childcare services?
- Yes. Regulation 29 requires the approved provider to hold public liability of at least $10 million for each service, unless a state or territory government provides it. Under regulation 30 each family day care educator needs their own cover of at least $10 million.
- Does it cover family day care and outside school hours care?
- Yes. Your client ticks the kinds of care the service provides, including family day care, outside school hours care and vacation care. Insurers rate each one differently.
Ask once. Fill every form.
Open the fact finder, try it as your client and download the fillable PDF. No login needed.
Open the fact finder