Free fact finder · United Kingdom
Caravan parks insurance fact finder
Every question the caravan park forms ask, from sites and park homes to pools and HSE notices, asked once in plain English. Built from Camberford's caravan parks form and the general liability, property, cyber and management liability forms.
- No login needed
- Fillable PDF with your logo
- 105 questions
- Written for UK rules
What it asks
The questions underwriters ask, in plain English.
Each one comes with a line saying why it's asked, so your client answers fully the first time.
- 1How many sites are there in total, including powered, unpowered and cabin sites?Sites are the main measure insurers use to rate a park.
- 2Are there residential park homes on the park?Residents are treated differently from holidaymakers. Some policies exclude residential sites.
- 3Is the pool locked overnight?An unlocked pool at night is how most drowning claims against parks happen.
- 4Has the Health and Safety Executive or another authority ever given you a warning or required improvements?Enforcement notices tell insurers how safely the park is run.
- 5Sales of caravans, lodges and park homes: how much do you expect over the next 12 months?Selling units is a different trade from letting sites, so insurers rate it separately.
- 6Do you do groundworks or other heavy work, or use construction machinery?Heavy machinery on a busy park raises both public and employers' liability.
The park
Entity, Companies House number, people, wage roll and the owners' experience.
Sites and park homes
Total sites, touring and holiday stays, residential park homes and sales of caravans and lodges.
Pools and attractions
Pools locked overnight, a bar, late opening, rides, inflatables and fireworks.
Work and buildings
Groundworks, moving units you don't own, HSE notices, open fires, arson and subsidence.
Claims and cover
Past claims, current insurer, what to insure and employers' liability.
How it works
- 1
Open it and try it
Answer it on the page as your client would. Follow-up questions appear as you go. Nothing is saved.
No login
- 2
Send it, or download the PDF
Send your client a link to answer by form or chat, with reminders sent for you. Or download a fillable PDF with your logo.
PDF free, no email
- 3
Fill the insurers' forms
When your client answers, one click starts each insurer's form with their answers in, and drafts the demands and needs for you to finish.
Free 14-day trial
Minimum cover
Compulsory cover for UK parks
Public liability is not compulsory for caravan parks, but employers' liability is if the park has staff.
- GOV.UK: employers' liability insurance
- Most employers must hold employers' liability insurance from an authorised insurer as soon as they take on staff, covering at least £5 million. Being uninsured can bring a fine of £2,500 for every day.
- Site licences and landlords
- Site licence conditions, landlords and park associations may set a public liability limit. Check each one.
A summary, not advice. Close family members and staff based outside Great Britain can be exempt. Check the current rules before setting a limit.
Free tool or a free trial
The fact finder is free. A trial does the forms.
Free, no login
Everything you need to use it.
- The whole fact finder, answered as your client would
- How much of each insurer's form it fills
- Fillable PDF with your firm's logo
With a 14-day free trial
Your client answers once. No card needed.
- Send it as a link: answered by form or chat, with reminders
- Upload a PDF your client filled in and the answers are read in
- Start each insurer's form with your client's answers in
- A first draft of the demands and needs statement
- Next year, your client only confirms what changed
Before you ask
Questions about the caravan parks fact finder.
- Is the caravan parks fact finder really free?
- Yes. Answer it on the page as your client would, then download it as a fillable PDF with your logo. There's no login and no email. Sending it to a client as a link comes with a free 14-day trial.
- Which insurers' forms does it fill?
- Camberford's caravan parks proposal. It also fills general cyber and management liability forms from CFC, Chubb, DUAL and Travelers. The page shows how much of each one it fills.
- Is insurance compulsory for a caravan park?
- Employers' liability is, if the park has staff, at a limit of at least £5 million. Public liability isn't required by law, but site licence conditions, landlords and park associations may set a limit.
- Does it cover residential park homes?
- Yes. It asks whether there are residential park homes on the park. Insurers treat residents differently from holidaymakers. Some policies exclude residential sites.
Ask once. Fill every form.
Open the fact finder, try it as your client and download the fillable PDF. No login needed.
Open the fact finder